End-to-end encrypted · Private by design

Every bill handled.
Nothing exposed.

HelpMeWithBills keeps your household’s and business’s bills, properties, and obligations in one calm, shared place — encrypted on your device, so your finances stay yours alone.

Passkey sign-in · No card required · Your keys, your data

Why HelpMeWithBills

Bills live in inboxes, drawers, and one person’s head

Late fees, lapsed insurance, the rates notice nobody saw — most of it comes down to scattered paperwork and a single point of failure. HelpMeWithBills gives everything a due date, an owner, and a shared home, without handing your financial life to another company in plaintext.

Features

Built for the way obligations actually pile up

Every bill, one place

Utilities, rates, insurance, subscriptions — recurring or one-off, with due dates, amounts, and the documents that back them.

A ledger you can trust

Mark bills paid in one step and build a clean payment history — who paid, when, how much, and from which account.

See what's coming

A calendar of everything due, so quarterly rates and annual renewals never ambush you again.

Organised by property

Track obligations per home, rental, or premises — handy for landlords, owners' corporations, and anyone with more than one address.

Households and businesses

Keep personal bills, the family trust, and the company's obligations in separate entities without separate tools.

Share the load

Invite a partner, family member, or bookkeeper. Everyone sees the same picture; nothing falls between the cracks.

Zero-knowledge architecture

Your finances are none of our business

Sensitive vault contents are encrypted on your device and are not stored by us in plaintext. That isn’t a policy promise — it’s how the software is built. Decryption happens only on devices you’ve unlocked, with keys only you hold.

Create your vault
  • End-to-end encrypted vault

    Bill details, amounts, and documents are encrypted on your device before they leave it. Our servers store ciphertext.

  • Passkeys, not passwords

    Sign in with Face ID, a fingerprint, or a security key. There is no password to reuse, leak, or forget.

  • You hold the keys

    A Recovery Kit — generated once, kept by you — is the only way back in. We cannot read your vault, and neither can anyone who breaches us.

How it works

From sign-up to sorted in minutes

  1. 1

    Create your account

    Sign up in under a minute with a passkey — no password to invent, nothing to remember.

  2. 2

    Set up your encrypted vault

    Your device generates the keys and hands you a Recovery Kit. From here on, everything you store is encrypted before upload.

  3. 3

    Track bills together

    Add bills, properties, and entities, invite the people who share the load, and watch the due dates instead of dreading them.

Stop chasing bills. Start seeing them coming.

Set up your encrypted vault today — for your household, your properties, or your business.